Privacy Policy for www.xportlicence.com
Effective Date: 21 November 2024
Kalpvariksha Financial Services ("we," "us," or "our") owns and operates www.xportlicence.com ("Website"). This Privacy Policy describes how we collect, use, disclose, and protect your personal data when you access or use our Website, and when we engage with advertising services such as Microsoft Advertising.
We are committed to protecting your privacy and complying with applicable privacy laws in India, including those related to advertising, data security, and consumer rights.
By using www.xportlicence.com, you consent to the collection and use of your information as described in this Privacy Policy. If you do not agree with the terms outlined in this policy, please refrain from using our Website.
1. Information We Collect
We may collect the following types of information when you visit or interact with our Website:
a. Personal Information
- Contact Details: Name, email address, phone number, and address.
- Account Information: Username, password, and profile details provided when registering or subscribing to our services.
- Billing Information: Payment details, including billing address and payment method used for transactions (e.g., credit card information).
b. Non-Personal Information
- Device and Usage Information: Including your IP address, browser type, operating system, device type, and screen resolution.
- Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to track and analyze usage patterns and improve your experience. This information includes pages visited, links clicked, and time spent on different sections of our Website.
c. Advertising Data (via Microsoft Advertising)
When you interact with our Website, Microsoft Advertising may use cookies or similar technologies to track user activities for advertising purposes. This may include:
- Interest-based Advertising: Microsoft Advertising may collect information about your browsing behavior to show relevant ads.
- Conversion Tracking: We may use Microsoft Advertising’s tracking tools to measure the effectiveness of our ads and conversions.
You can manage or opt-out of interest-based advertising through your browser settings or by visiting the Microsoft Advertising opt-out page.
2. How We Use Your Information
We use the information we collect for the following purposes:
- Providing Services: To process your registration, provide services, and respond to inquiries or support requests.
- Personalization: To tailor the Website experience to your preferences and deliver personalized content and advertisements.
- Advertising: To show relevant ads on our Website, including interest-based ads served through Microsoft Advertising.
- Communication: To send promotional or transactional emails, updates, and other communications related to our services. You can opt-out of marketing communications at any time.
- Analytics and Optimization: To analyze user behavior, track conversions, improve our Website's performance, and measure the effectiveness of advertising campaigns.
- Compliance with Legal Obligations: To comply with legal requirements, resolve disputes, and enforce our agreements.
3. Sharing Your Information
We may share your information with third parties in the following circumstances:
- Service Providers: We may share your information with trusted third-party vendors who provide services on our behalf, such as payment processors or customer support.
- Advertising Partners: We may share information with Microsoft Advertising and other advertising partners to deliver relevant ads and measure the performance of ads.
- Business Transactions: If we undergo a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
- Legal Requirements: We may disclose your information to comply with legal obligations, enforce our policies, or protect our rights and the rights of others.
- With Your Consent: We may share your information with your consent for specific purposes.
4. Data Retention
We retain your personal data only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. When your information is no longer required, we will securely delete or anonymize it.
5. Data Security
We implement various security measures to protect your personal information, including:
- Encryption: Using encryption to secure sensitive information during transmission.
- Access Controls: Limiting access to personal information to authorized personnel only.
- Regular Audits: Conducting security audits to identify vulnerabilities and ensure data protection.
However, no method of data transmission or storage can be 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.
6. Your Rights and Choices
You have several rights regarding your personal data, including:
- Access and Correction: You can request access to the personal data we hold about you and request corrections if necessary.
- Deletion: You may request the deletion of your personal data, subject to certain exceptions (e.g., legal obligations).
- Opt-Out of Marketing: You can opt-out of receiving marketing communications by clicking the "unsubscribe" link in our emails or contacting us directly.
- Opt-Out of Personalized Ads: You can opt-out of personalized ads served by Microsoft Advertising through their opt-out page.
To exercise any of these rights, please contact us at care@xportlicence.com.
7. International Data Transfers
Your personal information may be transferred to, and stored in, countries outside of India. We take steps to ensure that your data is treated securely and in accordance with this Privacy Policy, regardless of where it is processed.
8. Children's Privacy
Our Website and services are not intended for children under the age of [13/16, depending on jurisdiction]. We do not knowingly collect personal data from children. If we learn that we have inadvertently collected information from a child, we will take steps to delete that information.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we make significant changes, we will notify you by posting a notice on our Website or by other means. The revised policy will be effective as of the date it is posted.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
